:root{
  --ink:#16293a;
  --ink-2:#0f1d2a;
  --gold:#dba613;
  --gold-d:#a67c00;
  --cream:#f7f3ea;
  --paper:#fff;
  --muted:#5b6b78;
  --line:rgba(22,41,58,.14);
}
html{scroll-behavior:smooth;scroll-padding-top:76px}
body{font-family:'Work Sans',system-ui,sans-serif;color:var(--ink);background:var(--paper);line-height:1.65;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4,.serif{font-family:'Fraunces',Georgia,serif;font-weight:600;letter-spacing:-.01em;line-height:1.12}
a{color:var(--ink)}
img{max-width:100%;height:auto}
.eyebrow{font-size:.78rem;letter-spacing:.2em;text-transform:uppercase;font-weight:600;color:var(--gold-d)}
.on-dark .eyebrow,.hero .eyebrow{color:var(--gold)}
section{padding:6rem 0}
.section-title{font-size:clamp(2rem,4vw,3rem);margin:.5rem 0 1rem}
.lead-muted{color:var(--muted);max-width:44rem}
.btn-gold{background:var(--gold);color:var(--ink-2);font-weight:600;border:0;border-radius:2px;padding:.85rem 1.6rem}
.btn-gold:hover{background:#f0bb26;color:var(--ink-2)}
.btn-line{border:1.5px solid currentColor;border-radius:2px;padding:.8rem 1.5rem;font-weight:600;color:#fff;text-decoration:none}
.btn-line:hover{background:#fff;color:var(--ink)}

/* nav */
.navbar{background:var(--cream);border-bottom:1px solid var(--line);padding:.55rem 0}
.navbar-brand{font-family:'Fraunces',serif;font-weight:700;font-size:1.35rem;color:var(--ink);line-height:1.1}
.navbar-brand small{display:block;font-family:'Work Sans',sans-serif;font-weight:500;font-size:.62rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-d)}
.navbar .nav-link{color:var(--ink);font-weight:500;font-size:.9rem;padding:.5rem .6rem;white-space:nowrap}
.navbar .nav-link:hover{color:var(--gold-d)}
.nav-call{background:var(--ink);color:#fff!important;border-radius:2px;padding:.55rem 1rem!important;white-space:nowrap}
.nav-call:hover{background:var(--gold);color:var(--ink-2)!important}

/* hero: split panel */
.hero{background:var(--ink);color:#fff;padding:0;display:grid;grid-template-columns:1.15fr 1fr;min-height:calc(100vh - 62px)}
.hero-copy{padding:5rem clamp(1.5rem,5vw,5rem);display:flex;flex-direction:column;justify-content:center}
.hero h1{font-size:clamp(2.4rem,5vw,4.3rem);margin:1rem 0 1.25rem}
.hero h1 em{color:var(--gold);font-style:italic}
.hero p.sub{font-size:1.1rem;color:#d6dee5;max-width:34rem}
.hero-cta{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:2rem}
.hero-phone{margin-top:1.75rem;font-size:.95rem;color:#b8c5d0}
.hero-phone a{color:#fff;font-weight:600;font-size:1.25rem;text-decoration:none;font-family:'Fraunces',serif}
.hero-photos{background:var(--gold);padding:2rem clamp(1.25rem,4vw,4rem);display:flex;flex-direction:column;justify-content:center;gap:.8rem}
.ba{position:relative;background:#fff;padding:.5rem;box-shadow:0 14px 30px rgba(15,29,42,.3);max-width:340px}
.ba img{display:block;width:100%;height:auto}
.ba span{position:absolute;top:1rem;left:1rem;background:var(--ink);color:#fff;font-size:.7rem;letter-spacing:.16em;text-transform:uppercase;padding:.25rem .6rem;font-weight:600}
.ba:nth-child(2){align-self:flex-end}
.ba-cap{font-family:'Fraunces',serif;color:var(--ink-2);font-size:1rem;max-width:340px;margin:0}
.ba-cap b{font-size:1.35rem;display:block}

/* stats */
.stats{background:var(--cream);padding:0}
.stat{padding:2.2rem 1rem;text-align:center;border-right:1px solid var(--line)}
.stat:last-child{border-right:0}
.stat b{display:block;font-family:'Fraunces',serif;font-size:2.4rem;color:var(--ink)}
.stat span{font-size:.85rem;color:var(--muted);text-transform:uppercase;letter-spacing:.12em}

/* services */
.svc-card{border-top:3px solid var(--gold);padding:1.5rem 0 0}
.svc-list{list-style:none;padding:0;margin:1rem 0 0}
.svc-list li{padding:.7rem 0;border-bottom:1px solid var(--line);font-size:.97rem}
.svc-list b{font-family:'Fraunces',serif;color:var(--ink);margin-right:.35rem}
.disaster{background:var(--cream);padding:1.6rem;height:100%;display:flex;gap:1rem;align-items:center}
.disaster img{width:54px;height:auto;flex:none}
.disaster.alt{background:var(--ink);color:#fff}
.disaster.alt .bi{font-size:1.8rem;color:var(--gold)}
.disaster h3{font-size:1.1rem;margin:0}
.disaster p{margin:0;font-size:.85rem;color:var(--muted)}
.disaster.alt p{color:#c7d2db}
.pillar{padding:1.5rem;border-left:3px solid var(--gold);height:100%}
.pillar .bi{font-size:1.6rem;color:var(--gold-d)}
.pillar h3{font-size:1.2rem;margin:.5rem 0 .2rem}
.pillar p{margin:0;font-size:.9rem;color:var(--muted)}

/* dark */
.dark{background:var(--ink);color:#fff}
.dark .lead-muted{color:#c7d2db}
.dark a{color:var(--gold)}

/* coverage */
.map-card{background:var(--cream);padding:1rem;border:1px solid var(--line)}
.map-card img{display:block;width:100%;height:auto}
.office{background:#fff;color:var(--ink);padding:1.4rem;height:100%;border-top:3px solid var(--gold)}
.office h3{font-size:1.1rem}
.office .st{font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-d);font-weight:600}
.office address{margin:.4rem 0;font-style:normal;font-size:.93rem;color:var(--muted)}
.office a.tel{font-weight:600;text-decoration:none;color:var(--ink)}
.office a.tel:hover{color:var(--gold-d)}

/* recoveries */
.rec{background:#fff;border:1px solid var(--line);height:100%}
.rec-photos{display:grid;grid-template-columns:1fr 1fr;gap:2px;background:var(--line)}
.rec-photos img{display:block;width:100%;aspect-ratio:4/3;object-fit:cover}
.rec-body{padding:1.6rem}
.rec-nums{display:grid;grid-template-columns:1fr 1fr;margin:1rem 0}
.rec-nums div{padding:.9rem;text-align:center}
.rec-offer{background:var(--ink);color:#fff}
.rec-got{background:var(--gold);color:var(--ink-2)}
.rec-nums small{display:block;font-size:.68rem;text-transform:uppercase;letter-spacing:.14em;font-weight:600}
.rec-nums b{font-family:'Fraunces',serif;font-size:1.6rem}
.rec blockquote{margin:0;font-size:.93rem;color:var(--muted);border-left:3px solid var(--gold);padding-left:1rem}

/* team */
.person{text-align:left}
.person .ph{aspect-ratio:1/1;background:var(--ink);overflow:hidden;position:relative;display:flex;align-items:center;justify-content:center}
.person .ph img{width:100%;height:100%;object-fit:cover;display:block}
.person .ph .mono{font-family:'Fraunces',serif;font-size:3.2rem;color:var(--gold);letter-spacing:.04em}
.person h3{font-size:1.25rem;margin:1rem 0 .1rem}
.person .role{font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-d);font-weight:600}
.person p{font-size:.9rem;color:var(--muted);margin-top:.5rem}

/* testimonials */
.nav-pills .nav-link{color:var(--ink);border:1.5px solid var(--ink);border-radius:2px;margin-right:.5rem;font-weight:600}
.nav-pills .nav-link.active{background:var(--ink);color:#fff}
.quote{background:#fff;border:1px solid var(--line);padding:1.6rem;height:100%;display:flex;flex-direction:column}
.quote p{font-family:'Fraunces',serif;font-size:1.02rem;font-weight:400;margin:0 0 1rem;flex:1}
.quote p::before{content:"\201C";color:var(--gold);font-size:2rem;line-height:0;vertical-align:-.35em;margin-right:.1rem}
.quote footer{font-size:.82rem;color:var(--muted)}
.quote footer b{color:var(--ink);display:block}

/* faq */
.accordion-item{border:0;border-bottom:1px solid var(--line);background:transparent}
.accordion-button{font-family:'Fraunces',serif;font-weight:600;font-size:1.1rem;background:transparent;color:var(--ink);padding:1.25rem 0;box-shadow:none}
.accordion-button:not(.collapsed){background:transparent;color:var(--gold-d);box-shadow:none}
.accordion-button:focus{box-shadow:0 0 0 .2rem rgba(219,166,19,.35)}
.accordion-body{padding:0 0 1.4rem;color:var(--muted)}

/* about */
.about-cream{background:var(--cream)}
.assoc a{display:inline-block;border:1px solid var(--line);background:#fff;padding:.5rem .9rem;margin:0 .4rem .5rem 0;font-size:.85rem;text-decoration:none;font-weight:600}
.assoc a:hover{border-color:var(--gold-d);color:var(--gold-d)}

/* contact */
.form-control,.form-select{border-radius:2px;border:1px solid #c5ced6;padding:.7rem .9rem}
.form-control:focus,.form-select:focus{border-color:var(--gold-d);box-shadow:0 0 0 .2rem rgba(219,166,19,.25)}
label{font-size:.82rem;font-weight:600;margin-bottom:.25rem}

/* footer */
footer.site{background:var(--ink-2);color:#c7d2db;padding:4rem 0 2rem}
footer.site a{color:#c7d2db;text-decoration:none}
footer.site a:hover{color:var(--gold)}
.logo-chip{background:var(--cream);display:inline-block;padding:.6rem .8rem;border-radius:6px}
.logo-chip img{display:block;width:210px;height:auto}
.social a{font-size:1.4rem;margin-right:1rem}
.powered{margin-top:2.5rem;padding-top:1.5rem;border-top:1px solid rgba(255,255,255,.12);font-size:.85rem;display:flex;flex-wrap:wrap;justify-content:space-between;gap:.75rem}
.powered .wfw{background:var(--gold);color:var(--ink-2)!important;font-weight:600;padding:.35rem .9rem;border-radius:2px}

@media (max-width:991.98px){
  section{padding:4rem 0}
  .hero{grid-template-columns:1fr;min-height:0}
  .hero-copy{padding:3.5rem 1.5rem 2.5rem}
  .hero-photos{flex-direction:row;flex-wrap:wrap;justify-content:center;align-items:flex-start;padding:2rem 1.25rem}
  .ba{max-width:calc(50% - .6rem)}
  .ba:nth-child(2){align-self:flex-start}
  .ba-cap{max-width:none;width:100%;text-align:center}
  .stat{border-right:0;border-bottom:1px solid var(--line)}
  .navbar-collapse{padding:.75rem 0}
}
@media (max-width:575.98px){
  .ba{max-width:100%}
  .nav-pills .nav-link{margin-bottom:.5rem}
}
