Public Insurance Adjusters · Since 1980

When disaster strikes, we strike back for you.

Your insurance company looks out for their interests. We look out for yours. Fire, water, wind, mold and flood — we prepare, present and negotiate your claim so you can focus on putting your life back in order.

Family-run · Offices in MA, CT, RI & FL

Fire-damaged home in Plymouth, MA before recoveryBefore
The same Plymouth, MA home fully restoredAfter

Plymouth, MA fire — insurer offered $260,000. Sabel recovered $335,000.

10,000+Claims adjusted
25%Higher settlements on average
6Office locations
How We Help

When disaster strikes, we're here.

Sabel Adjusters is a public insurance adjuster firm with licenses and affiliate partners serving clients across the U.S. We work for the policyholder — never the insurer. Our mission is to help put your life back in order as seamlessly as possible after a disaster and related property loss.

Residential Claim Services

From fires, to heavy winds, to flooding and water damage, nature is a force to be reckoned with. We're here for homeowners.

  • Recovery. Maximize your recovery and restore your peace of mind.
  • Speed. Arrange immediate emergency assistance and repairs.
  • Guidance. Build a complete picture of the loss, with detailed estimates for personal property and building damage.
  • Relief. Help families find and secure temporary housing.
  • Understanding. In-depth review of your insurance policy.
  • Advocacy. Stay in close contact with you and the insurance company.
  • Trust. Accredited and licensed by the insurance department of each state we work in.
  • Knowledge. Assess your situation and develop a proactive recovery approach.
  • Outcome. Present the claim to the insurer after your review and approval, and pursue prompt settlement.

Commercial Claim Services

Helping businesses recover fast. We handle the technical, financial and insurance problems that follow a business loss, keeping owners informed and in control.

  • Examine. Review all relevant coverage, including policy type and conditions such as co-insurance and replacement cost.
  • Coordinate. Prepare a documented claim for repairing or replacing damaged property, including code requirements and improvements.
  • Prepare. Document business personal property damage, including improvements and betterments.
  • Evaluate. Assess lost earnings, extra expenses and business interruption using past history and future projections.
  • Consult with. Advise on and coordinate other experts to manage the claim efficiently.
  • Attend. Join meetings with the insurer, adjusters or other parties as needed.
  • Initiate. Document negotiations and confirm agreements in writing with the insurer when appropriate.
  • Review. Go over every claim with you before submission and review settlement offers for your final approval.

Losses we handle

Fire & Smoke Damage

Total losses to smoke-damaged contents

Water Damage

Flood, burst pipes and leaks

Theft & Vandalism

Stolen and damaged property

Explosion or Collapse

Structural and sudden loss

Wind Damage

Storms, falling trees and more

Also covered

Mold, vehicle damage, civil commotion

Our four pillars of strength

Communication

We answer, we return calls, we keep you informed.

Relationships

A family firm built on personal connections.

Timeliness

Prompt action and prompt settlement.

Integrity

Accredited and licensed in every state we work in.

FAQ

Hiring a public adjuster

Straight answers to the questions we hear most.

Speak with an adjuster

A public adjuster is the policyholder's advocate. We itemize the total loss (building and personal property), review the policy and coverage, document the claim, negotiate with the insurer, and aim for a timely settlement at the highest achievable amount.

Attorneys often hire public adjusters because adjusters are experienced at accurately valuing property losses. Legal representation is rarely needed for most claims.

The insurer's adjuster works for the insurance company, so their main goal is to save the company money. A public adjuster is hired by the policyholder and works to get the policyholder the most money.

A public adjuster is paid a percentage of the amount recovered for the client.

No. Contractors can't help with the settlement process — doing so is the "Unauthorized Practice of Public Adjusting" and can bring felony charges. Public adjusters have the expertise and authorization to handle settlements.

No. A public adjuster acting as a contractor is a conflict of interest and is prohibited.

You can still get help as long as you haven't agreed to the settlement. Many homeowners try to handle claims themselves, find them complicated, and then turn to a public adjuster.

An adjuster may still help with supplemental claims, since hidden damage (such as water damage found in walls during demolition) is not unusual. It's easier to involve an adjuster from the start, and a signed release may bar claims for damage found after settlement.

Contact Sabel Adjusters. Our team has nearly 100 years of combined experience and includes building damage specialists, public adjusters, estimators, structural engineers, inventory specialists and CPAs.
Who We Are

A family firm, founded in 1980.

Sabel Adjusters is family-run, and that heritage is the basis for the personal connections we build with our community and our clients. We prepare, present and handle your claim so you don't have to — and we aim to secure the best recovery in a timely manner.

Our team has nearly 100 years of combined industry experience, including building damage specialists, public adjusters, estimators, structural engineers, inventory specialists and CPAs.

Public adjusters work for you to protect your interests.

Accredited & affiliated

Accredited by the national, Connecticut and Massachusetts associations of public insurance adjusters, with membership in the Florida organizations.

Executive Team

The people on your side.

Allan Sabel, President & CEO

Allan Sabel

President & CEO · Bridgeport, CT

Founded Sabel Adjusters in 1980. Specializes in commercial, industrial and large residential losses, is licensed throughout the U.S., and has appeared on several radio talk shows about public adjusting.

Jeffrey E. Sabel, President & CEO

Jeffrey E. Sabel

President & CEO

A third-generation public insurance adjuster with broad experience on commercial and residential claims. Previously VP and CEO of a well-known Boston-area public adjusting firm and VP of a large restoration company.

RT

Ron Toth

Vice President

Nearly 25 years as a public insurance adjuster on residential and commercial claims. Investigates every detail of a client's loss and pursues a favorable settlement in negotiations.

JM

Jim McConnon

Vice President

Saw first-hand the difficulties clients face recovering from losses while working for Servpro, a national remediation company. Joined Sabel Adjusters as a public adjuster in 2005.

CB

Chris Baxendale

Vice President

Motivated by a desire to help people, he met property and business owners facing major losses while working for Servpro — experiences that led him to a deeper role in the recovery process at Sabel Adjusters.

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Matt Geraigery

Vice President

More than 20 years in the industry. Previously Director of Sales and Marketing at a large Massachusetts restoration firm, where he developed a virtual emergency response and recovery system for municipalities and building owners.

Coverage Area

We serve all of New England and beyond.

We help homeowners and commercial property owners recover from fire, flood, wind or water damage. Direct offices in Connecticut, Rhode Island, Massachusetts and Florida, plus an affiliate network that extends service nationwide.

Speak with an adjuster now
U.S. map showing Sabel direct coverage and affiliate coverage
Massachusetts · Cape Cod

East Sandwich

P.O. Box 252
East Sandwich, MA 02537
508.833.8212
Massachusetts

Duxbury

42 Tremont Street, Suite 4
Duxbury, MA 02332
508.746.0918
Connecticut

Bridgeport

1087 Broad Street
Bridgeport, CT 06604
203.336.5646
Rhode Island

Cranston

50 Freeway Drive
Cranston, RI 02920
401.331.5107
Florida

Delray Beach

14753 Rapolla Drive
Delray Beach, FL 33446
561.562.5162
Florida

Naples

14640 Glen Eden Drive
Naples, FL 34110
239.653.9209
Recovery Examples

Real claims. Real numbers.

What the insurance company offered versus what Sabel Adjusters recovered for the client.

Aerial view of the East Providence factory roof after the fireFire crews fighting the East Providence factory blaze

East Providence, RI — Fire

Explosion ignites factory blaze in East Providence. Wood pellet company 4-alarm fire caused major damage.

Insurance offer$700,000
Recovery$1,250,000
Fire-damaged home in Plymouth, MA before repairsThe same Plymouth, MA home after restoration

Plymouth, MA — Home fire

"When we lost our home to a devastating fire we didn't know what to do… He understood our insurance policy and clearly explained the process we would go through." — P.R., Plymouth, MA
Insurance offer$250,000
Recovery$336,000
Testimonials

In their words.

If you're reading this, then you've probably experienced a fire, a flood, ruined property…

Jane LancellottiConnecticut — 2017 house fire

We would recommend Sabel Adjusters to anyone unfortunate to have a fire-/smoke-damaged home.

John & Nancy O'DonnellFire & smoke damage

Sabel Adjusters supported us in our total loss of our ~4000 sq. ft. home to a fire with our insurance company.

Rosemarie & John FisherTotal loss, fire

Your efforts in settling my insurance claim not only relieved me of the necessity of bringing a law suit…

Honorable S. MelvilleClaim settlement

Jeff Sabel is awesome!! I don't know what I would have done without him when a tree fell on my house.

Kathy SullivanTree damage

We would highly recommend [Sabel Adjusters] to anyone who has to go through the ordeal of a home fire.

John & Julie TympanickHome fire

I am completely satisfied with the outcome of your work and your input into my decision-making.

Alan ProctorManager, Federal Reserve Bank of Boston

The blizzard of 2013 caused a 36-inch diameter tree to crash into our house…

Richard & Marytheresa ParsonsStorm damage

Jeff and his team were always there when we needed them. He answered every phone call and returned every call…

John & Debbie SmithPlymouth, MA

I wanted to thank you for the masterful way you patiently guided us through what I trust will be a once-in-a-lifetime…

Craig & Georgia WilliamsFire — five months displaced

Our sincere thanks to Chris and Allan for diffusing our situation!

Kelly & Chris WassermanResidential claim

Your efforts to restore my home to its original beauty after a devastating water pipe burst were spectacular.

Robert NajarianBurst water pipe

We can't thank you enough for the swiftness of your help, professionalism, and most important, your personal touch…

Patty, Jamie & Julie YaffaThanksgiving Eve fire

Words alone cannot express our thanks for all the time, support, concern and good advice you and Jim provided…

Lisa & David YarnellResidential claim

You and all who work for you have done more than my husband and I could ever imagine.

Dorrine & Peter PappasResidential claim

Allan and his staff were thorough in compiling our many different claims. They performed in a professional, diligent and expeditious manner…

Peter de CaprioOwner, Noelle Spa for Beauty and Wellness

I would like to thank you and David for your efforts, attention to detail, persistence to argue the points…

Diana DavitadzeGeorgeson Shareholder Communications, Inc.

Dealing with my insurance company was complex, and it was readily apparent I needed expert help and advice.

Dr. Thomas HardimanAffiliated Foot Care, P.C.

The bill for your services has been sent to Accounts Payable, and I want you to know that it has never given me greater…

Peter M. GaulGE Capital

When a fire occurred at my business, your unwavering confidence and the expertise of your team immediately put me at ease.

Joe AloisioMarquee/Providence

Although we have encountered some tough times with the insurance company, your persistence and knowledge have prevailed…

Robert E. Crabtree, Sr.Crabtree Automotive Group / Toyota Mazda of Westport

Thank you for all your help with the fire damage; as a local business owner I just needed to commend you on a fabulous…

Thomas SmallComfort Inn by Choice Hotels

I would be pleased to recommend Sabel Adjusters to anyone involved with a major insurance loss.

Robert J. Hull, Jr.McDonald's Restaurants / Trefz Corporation

When my store and manufacturing facility burned, your office came highly recommended by many friends and business…

Contact Us

Speak with an adjuster now.

Call our toll-free line or reach the office nearest you (listed above). We'll walk you through your policy and your options.

888.838.2337

Toll-free to all offices

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